Claims management, policy administration, rating engines, and regulatory filing platforms — built by a team with 25 years of insurance domain expertise.
Overview
JBK is an insurance technology company with 25 years of domain expertise in building the specialized software platforms that power the core operations of carriers, third-party administrators, pharmacy benefit managers, and managing general agents. Insurance systems are the mission-critical platforms that manage the lifecycle of policies, process and adjudicate claims, calculate premiums through rating algorithms, generate regulatory filings for NAIC and state departments of insurance, and handle billing and payment workflows across workers compensation, property and casualty, and health and life lines of business.
These are not generic enterprise tools. Insurance systems are purpose-built for the unique data models, regulatory requirements, and business logic that define the insurance industry. JBK builds claims management systems that handle first notice of loss through adjudication and closure, policy administration platforms that support multi-line and multi-state configurations, rating engines that calculate premiums in real time using class codes and territory factors, and regulatory filing platforms that automate NAIC reporting and state compliance across all 50 states.
With more than 300 in-house developers and over 50 years of combined leadership expertise in insurance technology, JBK delivers production-grade insurance systems built on .NET, C#, SQL Server, Angular, and Microsoft Azure — engineered for regulatory compliance, operational efficiency, and long-term scalability.
What We Deliver
End-to-end claims processing from first notice of loss through investigation, adjudication, reserve management, payment, and closure. Automated routing, litigation tracking, and built-in audit trails for workers comp, P&C, and health claims.
Full lifecycle policy management covering quoting, binding, issuance, endorsements, renewals, and cancellations. Multi-line, multi-state support with configurable product definitions, automated document generation, and agent portal access.
Real-time premium calculation with configurable rate tables, class codes, territory factors, experience modifications, and multi-state rule sets. Designed for carriers and MGAs who need to price risk accurately and generate quotes at scale.
Automated state and federal filing systems that handle NAIC reporting, rate filings, form filings, and annual statement submissions. SOC 2 compliant architecture, HIPAA controls for health lines, and real-time compliance dashboards across all 50 states.
Unified interfaces that give underwriters access to risk data, loss history, third-party reports, and rating tools in a single workflow. Automated referral rules, authority limits, and decision-support dashboards that accelerate risk evaluation and improve consistency.
Premium billing, commission accounting, claims payment processing, and policyholder self-service payment portals. Integrated with policy admin and claims systems for straight-through processing, installment management, and automated reconciliation.
Who It's For
Full-suite policy administration, claims management, rating, underwriting, and compliance platforms for insurance carriers managing multi-line, multi-state operations. JBK helps carriers replace aging systems with modern platforms that reduce operational costs, improve speed to market, and meet evolving regulatory requirements.
Multi-carrier claims management, reporting, and employer group portals for third-party administrators handling high volumes across multiple clients and lines of business. JBK builds TPA platforms that manage complex, multi-carrier relationships from a single unified interface with configurable workflows per client.
Pharmacy claims adjudication, formulary management, rebate processing, and member drug cost transparency applications for pharmacy benefit managers. JBK builds PBM systems that handle high-volume prescription transactions while meeting the strict data accuracy and regulatory requirements of pharmacy benefits administration.
Binding authority systems, delegated underwriting platforms, and carrier reporting tools for managing general agents. JBK builds MGA systems that manage the full quote-to-bind workflow, enforce underwriting guidelines, and provide carriers with real-time visibility into production, premium volume, and loss experience.
Technology Stack
JBK insurance systems are built on proven, enterprise-grade technologies that deliver performance, security, and long-term maintainability for mission-critical insurance operations.
FAQ
JBK builds claims management systems, policy administration platforms, rating and quoting engines, regulatory filing and compliance tools, underwriting workbenches, and billing and accounting systems. Each system is purpose-built for insurance workflows and designed to meet NAIC, state DOI, and industry-specific compliance requirements across workers compensation, property and casualty, and health and life lines of business.
Timelines depend on scope and complexity. A focused module such as a rating engine or claims intake workflow can be delivered in 3 to 6 months. A full policy administration system with multi-state support and integrations typically takes 9 to 18 months. JBK uses agile sprints with biweekly deliverables so you see working software from the first month, not at the end of a long waterfall cycle.
Yes. JBK specializes in migrating legacy insurance systems built on Delphi, mainframe, and older .NET frameworks to modern cloud-based architectures on Microsoft Azure. We preserve existing business logic and data integrity throughout the migration, using a phased approach that minimizes disruption to daily operations. Most legacy modernization projects are completed in 6 to 18 months.
JBK embeds regulatory compliance directly into the systems we build. This includes automated state filing workflows, NAIC reporting, SOC 2 compliant architecture, HIPAA controls for health lines, and built-in audit trails. Our team stays current with state-by-state regulatory requirements so that compliance is engineered into the platform from day one rather than added after the fact.
JBK builds insurance systems primarily on .NET and C# with SQL Server databases, hosted on Microsoft Azure. Front-end interfaces are built with Angular. We integrate with industry standards including ACORD data formats, NAIC reporting requirements, and REST APIs for third-party connectivity. For legacy systems, our team has deep expertise in Delphi and mainframe migration.
A policy administration system manages the full policy lifecycle from quoting and binding through endorsements, renewals, and cancellations. A claims management system handles the claims lifecycle from first notice of loss through investigation, adjudication, payment, and closure. JBK builds both types of systems and designs them to work together, sharing policy data, coverage details, and compliance rules across the full insurance operation.
Explore More
Custom web portals, enrollment systems, agent dashboards, and workflow platforms built for insurance organizations.
Learn moreMigrate Delphi, mainframe, and aging .NET systems to modern cloud architectures without losing business logic or data integrity.
Learn moreETL pipelines, EDI processing, data conversions, and ACORD-compliant data feeds that connect your insurance systems.
Learn moreTalk to our team about claims management, policy administration, rating engines, or any insurance system challenge. 25 years of domain expertise, 300+ in-house developers, no commitment required.
.png){kind=small}